Why do you need to know whether the person who works for you is an employee or an independent contractor? 

Because it directly impacts your workers' comp coverage requirements. In general, the Workers' Compensation Act wants to know whether the work being done for your business, is somebody else's business. To determine that, you look at the individual's paperwork, independence and compensation outlined in this handy tool.

Employee or Independent Contractor - Do I need workers' comp?

If you're still not sure, it's a good idea to check the Cake declaration of independent contractor status form in English or Spanish. This form is the official document that declares the status of those working for you. As always, if you have questions, call our Client Care team or hop on a live chat. And if you're ready to cover your employees, get a workers' comp quote online in minutes.